Real Estate

Real Estate 

LOW DOWN PAYMENT

  • Only 10% down for most commercial building loans
  • Your equity in the building or land can be part of the down payment
  • Keep more of your cash for working capital

    LONG-TERM FIXED INTEREST RATE

    • Lock in your rate for up to 25 years
    • Interest rates are typically below market rates
    • A fixed-rate means consistent monthly payments
    • 10-year, 20-year, & 25-year loans, fully amortized

    Loan Structure

    Loan Structure Infographic

    Bank Loan

    Lien Position: 1st

    SBA 504 Loan

    Lien Position: 2nd

    You

    Down Payment

    ADD 5% OR 10% DOWN IF…

    • Your company has been in business for less than two years (a startup) a 15% down payment is needed.
    • Certain types of buildings are considered “special purpose” and require a 15% down payment.
    • When your business is a startup AND you have a special-purpose building, a 20% down payment is required. 

      Call us today to get started!

      SBA 504 Calculator

      Mortgage Loan Calculator